This common rule is well known among wealth managers. Many people know to find money but hardly do any planning for their personal finances, especially for their retirement.
Many people hope their children will look after them, while some save their coins but fail to add value to their investment. Not many people think about it.
Most of them work hard. So, they go with no happiness and no independence. They should have in more beautiful life.
Begin your financial planning today by thinking about your goals of your life. Do you have it? If not you shouldn't continue to read. You should plan with how much money you expect to spend at each period such as marriage, new car, new home, your baby, travel and retirement.